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Enewsletter Estate Planning Guide

Gift Planning

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Make a Gift From My IRA

Search IRA Rollover Custodians:

IRA Charitable Rollover

If you are 70½ years old or older, you may be looking for a way to lower the income and taxes from your IRA withdrawals. An IRA charitable rollover offers several tax break options while allowing you to contribute to causes close to your heart.

How an IRA charitable rollover gift works

  1. Contact your IRA plan administrator to make a gift from your IRA to The Wilds Christian Association, Inc.
  2. Your IRA funds will be directly transferred to our organization
  3. Please note that IRA charitable rollover gifts do not qualify for a charitable deduction
  4. Please contact us if you wish for your gift to be used for a specific purpose
Flowchart: Donor directs IRA custodian to make an IRA charitable rollover gift to TWCA.


Benefits of an IRA charitable rollover

  • Avoid taxes on transfers of up to $105,000 from your IRA to our organization
  • May satisfy your required minimum distribution (RMD) for the year
  • Reduce your taxable income, even if you do not itemize deductions
  • Make a gift that is not subject to the deduction limits on charitable gifts

Gifts from your IRA

If you are 70½ years old or older, you can use your IRA to fulfill your charitable goals. You can use the "Make a Gift From My IRA" tool at the top of the page to contact your IRA custodian and make a qualified charitable distribution. We will acknowledge your generous gifts as a qualified charitable distribution, which may satisfy your RMD, if applicable.

Contact us

If you have any questions about an IRA charitable rollover gift, please contact us. We would be happy to assist you and answer any questions you might have.

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